What is the average home price on Anna Maria Island?

Median single-family price is approximately $2.1M-$2.15M in early 2026 with a median listing price of $2.79M. The market is down 7.1% year-over-year from a 2022 peak near $2.4M, with 87% of homes selling below asking and 174 average days on market.

Can you do vacation rentals on Anna Maria Island?

Yes. All three municipalities (Anna Maria, Holmes Beach, Bradenton Beach) allow nightly vacation rentals with proper licensing: Florida DBPR vacation rental license, local business tax receipts, and Tourist Development Tax collection. Peak nightly rates typically run $400-$800+, with professional management fees generally 15-30%.

What are the three cities on Anna Maria Island?

Anna Maria City (north, $800K-$3M single-family, up to $5M+ waterfront), Holmes Beach (center, largest, $400K condos through $4M Key Royale waterfront), and Bradenton Beach (south, most affordable, $600K-$2M).

Is Anna Maria Island a buyer's or seller's market in 2026?

Definitive buyer's market. 14.4 months of supply, 87% of homes selling below asking, 174 days on market average, and prices down 7.1% year-over-year from the 2022 peak.

Manatee County, FL

Anna Maria Island, Florida

Complete Real Estate & Neighborhood Guide to a 7-mile Gulf Coast barrier island with three distinct municipalities, strict 3-story height limits, and a definitive buyer's market in 2026.

Explore the Three Cities

About the Island

A 7-mile Gulf Coast barrier island with no high-rises, no chain hotels, and an Old Florida soul.

Anna Maria Island sits in Manatee County on Florida's Gulf Coast — three small municipalities (Anna Maria, Holmes Beach, Bradenton Beach), a year-round population of about 5,000, strict building codes prohibiting structures taller than three stories, a free trolley running the length of the island, and Pine Avenue as its cultural and commercial heart.

Investment Snapshot

Vacation Rental Investment on Anna Maria Island

Vacation Rentals Allowed Island-Wide

All three municipalities permit nightly vacation rentals with proper licensing. Florida state vacation rental license (DBPR), local business tax receipts per municipality, and Tourist Development Tax collection are required. A 3-bed/2-bath near the beach can gross $80K–$120K+ annually.

Strong Seasonal Rental Economics

Peak season nightly rates run $400–$800+, shoulder season $200–$400, off-season $150–$300. Annual occupancy typically lands 65–80%. Management fees average 20–25% of gross income, with cap rates in the 3–5% range for well-located properties.

Old Florida Character, Protected By Code

Strict 3-story building height limits mean no high-rises and no chain hotels — ever. Pine Avenue anchors the cultural and commercial heart, the free Anna Maria Island Trolley runs the full length of the island, and the year-round population stays near 5,000, swelling in winter season.

Anna Maria Island Market Snapshot, Spring 2026

$2.1MMedian Single-Family PriceEarly 2026

14.4 moMonths of SupplyDefinitive Buyer's Market

87%Homes Selling Below AskingAvg. 174 Days on Market

Median listing $2.79M · YoY down 7.1% (Feb 2026) · 2022 peak ~$2.4M. Data from Stellar MLS, Manatee County. Dave Giampietri.

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The Three Cities

Anna Maria, Holmes Beach & Bradenton Beach

Anna Maria City (North)

The most historic of the three municipalities — Old Florida character, Bean Point, and Pine Avenue.

$800,000 – $3M single-family; $1.5M – $5M+ bayfront/beachfront

Holmes Beach (Center)

The largest of the three municipalities, the most commercial, and home to the Key Royale waterfront neighborhood.

$400K condos · $700K – $3M single-family · $1M – $4M Key Royale

Bradenton Beach (South)

The most affordable entry point to Anna Maria Island — anchored by Bridge Street and Coquina Beach.

$600,000 – $2,000,000+

Testimonials

What Anna Maria Island Buyers Say

"We bought a 3-bed in Holmes Beach as a vacation rental. Dave walked us through DBPR licensing, the local business tax receipt, and TDT collection before we closed. First peak season grossed north of $110K and we still get to use it ourselves in the shoulder months."

Holmes Beach Investor

Anna Maria Island, FL

Your Anna Maria Island Specialist

Dave Giampietri

Anna Maria Island is a market I've studied closely across all three municipalities — Anna Maria City, Holmes Beach, and Bradenton Beach. I track months of supply by municipality, the gap between list and sale, real flood-insurance carriers and renewal premiums, and which elevated new builds actually meet the 180 mph wind, impact-window, and BFE-elevation standards that matter post-Ian.

That's the nerdy stuff. The human part is making sure you end up somewhere you love, at a number that makes sense — whether that's a $2M Old Florida cottage in Anna Maria City, a Key Royale waterfront in Holmes Beach, or a vacation-rental investment in Bradenton Beach. No pressure, no spin, the truth even when it's inconvenient.

(941) 313-7022 · DaveGHomes@gmail.com · daveghomes.com

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