What Does Your Budget Buy on Anna Maria Island?
Dave Giampietri, Dave Giampietri Group, eXp Realty, FL Licensed Real Estate Agent, 941-313-7022
Quick Answer: On AMI, $400K to $700K typically buys a condo in Holmes Beach or Bradenton Beach. $800K to $1.5M opens up smaller single-family and older island cottages. $1.5M to $3M is the heart of the single-family market. $3M and up enters Gulf-front, premium Key Royale, and Anna Maria City waterfront estates.
$400K to $700K: Condos
This tier is almost entirely condos, primarily in Holmes Beach with some inventory in Bradenton Beach. Expect 1 to 2 bedrooms, dated to lightly updated finishes, and HOA fees that reflect island insurance costs.
$800K to $1.5M: Entry Single-Family
Smaller single-family homes, older island cottages, and the entry into Bradenton Beach single-family. Lot size and condition vary widely. Post-Ian rebuilds and recently elevated homes carry a meaningful premium at this tier.
$1.5M to $3M: The Heart of the Market
Modern coastal single-family homes across all three cities, including most non-waterfront Anna Maria City single-family and the bulk of Holmes Beach interior single-family. Post-Ian construction standards (180 mph wind, impact-rated windows, BFE elevation) are common.
$3M+: Waterfront and Estate
Gulf-front, bayfront, premium Key Royale, and Anna Maria City waterfront. At the top, $5M+ Gulf-front estates and custom new builds dominate.
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